No, we do not accept insurance. By not contracting with insurance companies, we are able to provide quality, un-rushed, personalized care. By cutting out the middlemen, we are able to work directly for our patients. You can use your insurance to pay for labs, imaging, prescriptions, and specialist appointments. We do recommend you keep some sort of insurance for un-expected healthcare costs such ER visits, hospitalizations, and surgeries. Learn more about the DPC model here. 

Traditional insurance models allow you to only discuss certain concerns visits and limit you to a 15-minute appointment.  Our model allows us to address all your concerns in one visit and also allows us to conduct multiple visits if needed without any barriers. In addition to this, there will be little to no wait time and you will always see the same doctor which is not always the case in insurance-based practices. You can use your insurance for labs, imaging, medications, and medical services outside the scope of Bloom Direct Primary Care.

No, Bloom Direct Primary Care is a direct primary care practice which provides concierge level care. Traditional concierge practices charge a monthly fee and bill insurance, which requires patients to pay a co-pay on top of the monthly fee. You will not have to pay a co-pay for each visit to our office.

No problem! We see patients regardless of insurance-status. We do recommend carrying some insurance for unforeseen medical expenses such as ER visits, hospitalizations, and surgeries.

Our goal is to keep patients healthy. The best way to maintain good health is by establishing a relationship with a physician who can provide annual check ups and keep you healthy. One’s health can change suddenly at any time due to illness, injury, or a new diagnosis. Should you develop any acute or chronic illness, you will already have access to a physician who knows you personally and can see you without a wait time.

No problem! We accept patients regardless of insurance status, we do recommend patients have some type of insurance to cover larger medical expenses out of scope of our practice.

We have negotiated discounted cash pay prices for labs and imaging, which are often lower than the cost of these tests when billing insurance. If you choose to use your insurance for labs and imaging, you are able to do so.

If you have insurance, you will use this for your medications. If you do not, we will help you find the lowest cost for medications. Bloom Direct Primary Care does not dispense medications.

We recommend maintaining some form of medical insurance in case you are every admitted to the hospital. Dr. Joshi has extensive experience in hospital-based medicine and if you are admitted to the hospital is happy to discuss with you and your inpatient care team to provide an accurate history and answer any questions they may have to provide you with the best care. After your hospitalization, we will schedule a close follow-up to ensure a smooth transition of care from the inpatient to outpatient setting. 

Yes, we accept HSA payments. Please discuss with your accountant or employer if you can use your HSA to pay for your membership.

No. Dr. Joshi is a board-certified Internal Medicine physician and is specialized in adult medicine. 

No. Appointment is required.

Currently we do not. We recommend maintaining a relationship with an Ob/Gyn for obstetric and gynecological care.

The monthly fee allows Dr. Joshi to spend more time with patients and provide more comprehensive care. It also allows for increased accessibility, so you can seek care when needed. Traditional insurance-based models limit you to one 15-minute annual physical once a year, however meaningful medical care requires time and consistency with the same physician. Membership-based primary care models allow patients and to physicians to establish a strong doctor-patient relationship to provide more personalized care to help you meet your health goals.

Read more about benefits of membership here.

We do not currently offer non-member consultations or visits. However, memberships do not require a long-term commitment and can be cancelled with 30-days notice. 

At Bloom we are dedicated to our patients and offer a quick response time. To promote a healthy work-life balance, only urgent matters will be managed overnight and on weekends. Non-urgent messages will be responded to during business hours (M-F, 8 am to 5 pm).

If you are having a medical emergency, we recommend you call 911.

Best practices regarding communication will be reviewed upon enrollment.

Your membership does NOT replace insurance. We recommend you maintain coverage to cover unexpected medical expenses outside the scope of Bloom such as specialist visits, ER visits, hospitalization, and surgeries.

We do not prescribe chronic benzodiazepines or opioids, unless clinically indicated. We do not prescribe methadone or buprenorphine.